Becoming a millionaire by 30 in today's marketplace, is completely different than it was 10, 15, or 20 years ago.

It's actually easier. 

By definition, I am a millionaire. And I'm 29. While I do not have a million dollars in my bank account, our combined assets (house, cars, stock, savings, etc) equal greater than $1 million. This is the story for many young Americans who have unlocked the secrets to wealth creation.

But how did we do it? What does it really take to produce substantial income early in life? Below I have outlined a few strategies I've noticed in this outlier community of young millionaires.

1. They Prioritize Very Early
In 2002, I was only a junior in high school. But I was also very clear on what I wanted life to look like by 30. Where I would live, if I would be married and have children, whether I would attend college or start a business, what type of freedom I would have and more.

On graduation day, I remember writing a personal mission and vision statement in a notebook at the dinner table of parent's house. I plastered it in my car and the mirror of my bathroom.

Then, I began reverse engineering.

What would it take to achieve this vision? What behaviors would I need to adopt? How should I budget my money? What type of girl should I be dating? Nothing was left to chance.

While this may seem a bit “overly-structured” for a young person, it's this level of prioritization that often makes the difference between those who find freedom and wealth and success and those who don't.

2. They Are Fanatical Achievers
One of my favorite quotes is, “Obsessed is the word lazy people use to describe the dedicated.” And the word obsessed and millionaires go quite well together. Almost like a disease you want to catch. An addiction at it's purest form yet manageable by its greatest victims.

If you know me well, you'll learn I am fanatical. Everything I do is at a 10.

For example, earlier today I was walking with a friend who asked me if I had ever got into gaming. My wife quickly replied, “No. Dale was always afraid if he got into gaming it would take too much time away from achieving his goals in life.”

It's true. My extreme dedication has left my 20's riddled with the footprints of sacrifice and lost experiences. But it's also the reason our family can enjoy our children, take vacations, and work only when we want to.

3. They're Very Good With Money
It takes a unique level of discipline and genius to manage money well at this age. Especially if you come from a family who never quite got it right.

Young millionaires understand 3 things:

  • What efforts will undoubtedly produce money: Starting a business, positioning themselves for a lucrative career, or generating passive income streams.
  • How to live a life well below their means: No debt (no matter what), saving 20% of their monthly income, not buying things they don't need, and keeping expenses very low.
  • The makeup of a good investment: Reinvesting profits into measurable efforts, low risk and high return opportunities, and intelligent asset purchasing (houses, cars, and equipment).

Luckily, all of this can be learned. A few books, classes, and a dedication to healthy financial management will put you far ahead of the crowd.

How are you tracking on the millionaire path? Maybe 30 is to early for you, what about 35 or even 40. What is working in your strategy? Let me know in the comments below.


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108 thoughts on “How to Become A Millionaire By 30

  1. Theresa says:

    Inspiring i must say! Like they say when you fail to plan you plan to fail…. Planning ahead has been a problem for most of us especially with finances, most people find it difficult to save a certain portion of their salary no matter how much they ear n Thank you Dale for this Piece!

  2. Hwhittington says:

    I personally find it hard to live below my means. It sounds so simple but I find it very hard to attain. I’m 22 and recently graduated from college. I need a new wardrobe that makes me look professional and mature. My parents taught me to spend money in order to make money. It would be an immense struggle to live by your three theories/guidelines.

    • Laura GarcΓ­a-Courrau says:

      I think a lot of the struggle people experience is the concept of Keeping Up with the Joneses. Feeling the need to lease a new car so you appear successful to others, feeling like you need to have that newer, bigger, better TV. It’s this kind of thing that makes people appear to be loaded, and then on the backend they’ve got 6-Figure Debt Syndrome.

      I believe investing in a work wardrobe is smart because you need to look the part in order to get a good job. But don’t go spend money on labels and luxury brands because it’s what others are doing. Don’t go out to eat every night & charge it on your Visa because your peers do so. Instead, use that cash to live debt-free. Pay off all student loans, don’t use credit cards, only buy what you can afford & need.

      This is what it means to live below your means. Because if you then want to buy a house or take a 3-month vacation in Costa Rica, you can do it… in cash… interest free.

      Good luck with your new career and new life. Don’t get caught up in the peer pressure!

    • Dale Partridge says:

      Maybe a struggle, but not impossible! I didn’t say it was going to be easy, after all πŸ™‚

  3. abby m says:

    Very good advice thank you! I have a small amount of debt. I’m 20 and I want to enjoy my family at a young age! I’m going to be strict and obsessed so later I can relax and enjoy! πŸ™‚
    Thank you again!

  4. Marcus says:

    Awesome, I’ve been waiting for an article like this from you for awhile. I pretty much knew all of this was coming, but I like how your route was simple but stayed true to your path. I’m 21 and in the Air Force. If I saved my money and made good investments I still couldn’t reach a million you can look up military salaries haha. But that is why iv started a small business and I want those profits to go to other investments like you mentioned.

    Question- I’m in Germany and really like traveling, I can travel cheap but still it’s a 3-4 hundred a month. Would you say cut it back a bit for the future? Or you probably won’t have the opportunity to go to Europe again so travel it up?

  5. Charles says:

    We are used to work, earn, spen every day our whole life, I want to ask what they would do if you won de lottery? the answer that pass through his mind should be the drive motor to generate your income out, stop building other dreams. Excelent !

    • Dale Partridge says:

      To live a life of generosity and to give of your resources and time. That’s what it’s all for, for me

  6. Tom says:

    Useless simple article – live a boring disciplined life and you will have more money later on in life. Sounds like this bloke wasted his 20s. This article will only appeal to a certain type of person – dull people.

    • Dale Partridge says:

      Tom, it looks like your negativity has served you well. Thanks for bringing me down. It sounds like a good strategy. #sarcasm

    • MK says:

      TOm, it looks like you’ve been a victim too! Even if its a waste of 20s but its worth it coz having discipline willmake time for us to enjoy each day better πŸ™‚ As for dull people – yeah true.. becoz they will know where they went or are going wrong and how to correct things. u know what makes a person dull – the lack of a role model or a mentor! THey dont know what is right or what is wrong in long run or when to draw a line. Hence they become a victim of delayed success until they meet mentors or support groups to awaken them.

  7. Brittney Rickett says:

    If only there was a path for 29 yr old widowed mom’s, and despite having a college degree have chosen to be a stay-at-home mom and homeschool, Yay!! If you have any tips for people like me, please do share πŸ™‚

    • Sarahurley says:

      Hi, I just had to reply to your comment since your situation sound so similar to mine about 6+ years ago (in my twenties ,single mom, starting/running a business and homeschooling ) . It isn’t easy but possible . My avenue for business was buying investment properties .

    • Helen says:

      without sounding like a pitch Brittney, there are great at home businesses that you can consider and I would be happy to share what I do. you can stay home with the children and still make money.

  8. Jessica Slaughter says:

    This post basically embodies how I feel about my life right now. I’m 18, and a few months ago I started a journal for my goals in life, and when I want to complete them by. They definitely fall under the “over-achiever” category, but I know they’re all achievable if I start working towards them now. Any tips on creating a small business in college?

  9. Taylor says:

    Dale, when I graduated from college and got a good job 3 years ago I had no regards for the future and went way overboard with my spending, but in the last year or so my eyes have been opened to the future by the formation of my own family and birth of my son. I have since started following inspiring individuals, like yourself, and am now on the right track to paying off my debt and headed towards living a life like you do. I can’t thank you enough for the inspiration, tips, and tricks you post, as well as all of the encouragement you pour out onto everyone. Thank you and keep it up!

  10. Shawn says:

    Congrats on the financial success Dale! I’m sure you’d say that what makes the financial success enjoyable is knowing you did it with a business model that serves other people well and allows you to apply your gifts in a unique way. If you are still looking for people to guest post on the blog, I would love to do so. I’ve sent you an email and I’ll be reaching out to you on Facebook too! And haters gonna hate. Keep up the good work.

  11. Neal Baker says:

    I’m disappointed that you would post something like this Dale; as if one’s individual financial success should be the most important organizing principle in young people’s lives. What happened to all of your bible thumping and ‘Sevenly’ good intentions? Or is all your shtick really just about YOUR OWN comfort and convenience? Go ahead, keep patting yourself on the back while the rest of the world goes to hell in a handbasket. Just remember you won’t take any of it with you, and the 99% who find meaning in things other than ROIs will happily shovel dirt on your grave.

    • Kelsey says:

      Neal, I should probably ignore your comment like most others have done as it seems to be based on literally nothing but your own jaded perspective on life… but what the heck. Can you help me to understand where in Dale’s post he mentions that financial success “should be the most important organizing principle in young peoples’ lives?” I re-read the article and can see nothing of the sort. You seem to have an issue with someone being a Christian while earning and maintaining even a relatively moderate level of wealth. Why is that? Has Dale not written dozens of other articles on many different topics? Why take offense at a single article that briefly outlines several ways that a human being – Christian or otherwise – might set themselves up wisely financially? Who is able to give and provide more to individuals and organizations in need; Someone living paycheck to paycheck or someone who has made the fiscal decisions necessary to secure wealth for themselves? I have no idea what Dale does with his money, but certainly a “rich” man can afford to provide for others while the “poor” man can barely support himself. So building wealth makes sense even from a Biblical perspective, although I’m not sure that’s even where you are coming from. Hopefully you deem this a decent ROI on your outlandish and negative rant. Good day to you, Sir.

      • Neal Baker says:

        Ah, that would be a negative on the ROI since your comment fails to
        address the very valid critique of Dale’s proselytizing which echoes that of
        other snake oil salesmen who preach the gospel of wealth premised on self-aggrandizement. If you missed the headline, the entire focus of the post is about
        becoming a millionaire, basically at any cost, since there is no mention of any
        other motivating principles for young people. It may be difficult for you
        to hear, but true followers of Christ prioritize self-sacrifice over personal
        financial success and don’t allow their lives to be ruled by ‘fanatical’ commitments
        to wealth creation unrelated to social goals. I’m not offended by Dale’s
        post, just trying to keep a young buck honest. On the other hand, your incredulity
        is irritating. Check Matthew 19:24 if you’re in need of a biblical perspective on the matter.

        • Kelsey says:

          I would say that a bit of incredulity regarding anything written on the internet is not a bad thing. It is never a good thing to begin assuming things about a person based off of an article or two.

          Your “critiques” are once again devoid of fact-based truth and seem to be conjured out of a very narrow view of wealth building and those who have built wealth so I have yet to see either of them as valid. Calling Dale and others “snake oil salesman” is so completely bizarre given the content of the article. He mentions four main points – prioritization, reverse engineering, achievement/hard work, and making good financial decisions. Specifically which of those do you take issue with? Also, how did you arrive at the conclusion that this post encourages young people to achieve wealth “at any cost?” Must Dale follow up every single piece of topical advice with scripture references to ensure that no one gets the wrong idea? Must he make caveats for every opinion shared? This is an online article, not a published book. It’s meant to be quick and helpful, not an exhaustive resource on everything related to finances and/or religion.

          In your future responses please make points based off of Dale’s article or our conversation here rather than spout generalizations and your own biases.

          Once last thing… is this what you mean when you say that you only want to keep a young buck honest:

          “…the 99% who find meaning in things other than ROIs will happily shovel dirt on your grave.”

          That’s a whole lot of hate coming from someone who seems to think they’re a “true follower of Christ.”

          • Neal Baker says:

            How many millionaire grave diggers do YOU know? See Mark 12:44 for further biblical edification.

          • Victoria Mone't β„’ says:

            you sound like someone who is mad because you dont have money. Get over it. this article was helpful for anyone striving to become a millionaire, which is obviously NOT YOU. thank you for the article Dale!

    • Dale Partridge says:

      Have to agree with Kelsey (below) on this one. Don’t forget that money buys you options, and allows you to live a life of abundant generosity as well.

      • Neal Baker says:

        How convenient. An audience of sycophants will appreciate your unwillingness to engage the difficult questions however. Maybe it’s just time to get off the God bus. That way you can have your millionaire cake and eat it too, and young people hungry for deeper meaning in their lives won’t mistake your advice for anything other than fool’s gold.

    • Mary Biz says:

      I really don’t agree with Neal’s perspective at all. There are MANY bible thumping people out there. They are good people, with kind hearts. The bible never tells us not to have vision for money. It tells us not to worship money like a god. There are many parables that teach that is is wise to invest and make a profit grow. If the rest of the world is on it’s way to hell in a hand basket, perhaps they aren’t exercising that sacrifice and self-discipline or doing without and saving that you talk about. We live in a “give it to me NOW” society.

    • Hernan Vazquez says:

      Making great things and turning the world into a better place is, indeed, very rewarding and profitable. Money is just a tool that allows you to make better things and impact more lives in a positive way. Is that something you see as negative?

  12. Joelle Srebinski says:

    I totally understand what your message is…maybe your goal isn’t a million dollars by a certain age but you need to set goals and be diligent in achieving. I have a goal for money as well…it has nothing to do with being narcissistic nor anti Christian as Neal is implying below. I dream of the day I can give more than I already do now and be able to spend more time with my family…bottom line. That is the goal I have been obsessing and setting goals over how I can earn more by working less and give more and spend more time with family.

  13. Justyn Warner says:

    Great post! and reading some of the comments…great way to deal with the negativity. You’re very inspiring Dale! I hope you come to Toronto one day!

  14. Amanda says:

    very inspiring! i wish i had been more on track in high school – or even college. i’m 28 now and started attempting to get better with money about a year or so ago. fingers crossed just to be “financially stable” in the future.

  15. Robin Luyck says:

    Dear Dale,

    this message is great and summarizes all the important things to achieve it.

    As you mention in the last section : “Luckily, all of this can be learned. A few books, classes,… ” , which books do you recommend or did you read on this topic?”

    Thank you for the messages,

    Kind regards,


      • Robin Luyck says:

        You’re welcome. It would be great if you would do an article on the best books that you read and changed your life & thinking :). Thanks for sharing your messages, me and my girlfriend always look forward to it.

  16. naomi says:

    I completely agree with this article… At age 8 I decided that I wanted more than the average person. Not so much for selfish reasons, but so that I would be able to help people at the drop of a hat. So I began doing piecework for a local candle factory, and saving every penny. By grade six (age 12) I had a job AT that factory through the summer, and after school, during this time I was also committed to being the only janitor at my local church. By 15, I added working regularly at a hardware store to my repertoire. At age 19 I purchased my first house, and put everything I had (outside of tithe, and living expenses) on the mortgage. Also at that age I took in a young girl who had no place else to go, and she lived with me until she was 18, and off to university. Two years ago, I got married, and my husband and I sold that first property I owned for over double what I paid, and currently have almost 3/4 million in assets.

    It just takes focus, and dedication πŸ™‚

  17. Ellie K says:

    Great post! Diversify – real estate, career, small business, investments – and don’t buy crap you don’t need. I discovered this “diversify” practice in my 40s but when I did, in 4 years, we are set for the future and being millionaires+ when the time comes to retire and sell assets. Setting life and career goals, and recognizing opportunities, and taking them, is where it’s at.

  18. Tyler A says:

    I joined a movement called MB30 – or Millionaire by 30. It is not restricted to the under 30’s, but is more of a concept that we can retire early in life, and live the way we want to by applying a lot of the ideals mentioned above along with others. We are coached, and mentored by several multi-millionaires to do the same things they did in order to achieve financial and personal freedom. Anyone interested in knowing more can feel free to text me at 602-819-0465, or email me at

  19. Enna says:

    At 26 I don’t know if I read this too late or just at the right time. I’ve been freelancing for a year now and things aren’t that great, but the idea of going to an office from 9am to 9pm plus commute makes me cringe. The idea of not being able to work out and keep me healthy angers me. (Considering that the commuting time is from 50 min to 1:30 hrs). That was my reason to start freelancing, but it barely pays my bills. I need a business plan!

    • MK says:

      You do need a good plan but more than that some branding and doing stuff to show off in your portfolio the right way. Offer some volunteer stuff for free and make sure you are given a highlight – like sponsored by etc. in their ads. Its a win win deal for both. God bless you and may you achieve your dreams

  20. Mary Biz says:

    Sheesh! Is 59 too old? Truth is… We – my husband and I ARE already there. But I am a bit fanatical too, I like to think of myself as just plain CRAZY! So I started taking flying lessons recently. It was number one on my bucket list and recent retirement has given me the time to follow that dream. My problem is that I want to reach that goal of millionaire in my own right. Although I know everything we have is in reality ours, I credit my husbands tenacity for getting where we are. Now I want to do the same. What say you to that? BTW, I enjoyed your article and agree with ALL that you’d written. Jim passionate about life, living, family, and my faith. I just don’t know what my niche really is.

  21. Bibi says:

    I’ll be 30 in november and planning to have a baby next year. I’m grateful for this article because it echos what’s in my heart. Financial stability before the kids start coming. Doubling my effort asap! Thanks Dale!

  22. Linus Ruzicka says:

    At age 38, being debt free except for mortgage, we are well on our way, but not close enough yet.

    • MK says:

      So very humble and modest of you to share this. I mean, you are doing awesome I feel. Age is just a number, not everyone is born with that kind of mentors & support to be a millionaire at 30. Also, there are quite a few such millionaires who are in 30s but they have used their family money to reach there… not their OWN

  23. alicia_vl says:

    What are your thoughts on debt for college? Especially for those of us who are college age, and don’t have any financial support from family.

    • Dale Partridge says:

      My theory is if you can’t pay cash for it, don’t buy it. College is an idea of the past in my opinion. πŸ™

      • dimitri611 says:

        Dale, thank you so much for the article. I’d like to hear more on your idea that college is an idea of the past.

  24. Grace says:

    I really want to be a multi – millionaire even a billionaire and not so I can buy to please just myself, but rather so I can leave a legacy in the arts and education. Firstly, I’m working on sorting out my inner life. Part of the journey to wealth is recognizing the thoughts, attitudes and words that are present or absent in the wealthy.
    In a more practical external sense I am adjusting my habits. I have some education debt and some credit card debt, but combined well under $10,000. I’m working to get that paid off as soon as possible. Despite the debt I carry I have recently opened a Tax Free Savings Account and am putting away $100 per month. I plan to increase that to the max as soon as possible. Aside from that I live a frugal live. I shop discounts and sales and go to thrift stores.
    I am 26 and realizing that working for other people is not the path to wealth, so am in the process of figuring out an entrepreneurial endeavor. There are many things I know now about money that I wish I had known long ago. However, I am grateful for the knowledge that I am accumulating and know that I have a long way to go.

  25. erin says:

    Turning 28 in a month. Married with 2 children (10yrs and 3yrs) Debt free. Run a Mobile Beauty Business in 2 states with a small team of Therapists in each state. Growing rapidly. Dont know whether to Franchise or not. Creating my own Self tanning range, Spa product range & candle range. 2 year plan to open a Tanning & Make up Parlour and a quite a few other ideas on the way to having a Beauty Empire. Pay cash for everything. Probably do buy things I dont need quite often but work hard you can play hard and enjoy along the way. Anything is possible. No dream is too big, just one step at a time! And if God is in the picture then nothing can stop you.

  26. ANZIE YANGMI says:

    Good tips. I’m a 27, single parent, in the works of starting my own clothing store but I also have a regular job that pays the bills. I’m balancing a lot but I also like to have a lot going on in my life. I thrive under pressure. It’s a joy to be a mother, but also my entrepreneurial spirit gets the best of me and a drive to do more for my son and I keeps me continually progressing. I will implement these tips and pray for the best!

  27. Rudi says:

    Dale, your car and house are not assets, because they are not sources of cash flow from. They are liabilities: even if the mortgage has been paid, you still have monthly expenses like utilities and so on. The car that you drive and the house live in are costing you money, not paying you money.

    • Ryan says:

      Technically your car & home are considered by the bank as an asset, even if they are not appreciating, income producing ones, but I think we all get the point. I think Dale’s keyword here is smart. Most kids coming out of high school max out in these areas, which isn’t smart. That probably should have been another bullet-point and been worded differently.

  28. Dylan says:

    I am practically starting afresh after extreme losses – job, and now recently my car just broke down. I t takes a lot of effort. Life is hard, yes and you have to move forward all the time.

  29. Abe says:

    What you consider being ‘set for the future’? I’m interested on learn more about that concept. Thanks for this article, interesting advice and helpful comments.

    I have the blessing to have my own house at 28, being married + 1 kid, asset 1 deluxe apartment rented and 1 small house also being rented as my passive income streams and with my family, we really live comfortable. However, with all the monthly expenses, it is really hard for us to save money to invest in the next passive income (stocks, CDs).

    I believe the answer here is reducing our expenses to be able to save money in order to invest in the next step. However, we like to travel with my wife and use credit cards and we are slowly getting into debit, which worries me. You also mentions not to waste money in things you don’t need, but a nice trip once a year is really needed after working 44 hours a week all year.

    I need to be smart in order to prevent more debt and save money, I am running out of ideas.

  30. Nicole Silliman says:

    What books do you recommend for the money management. I know I spend money I don’t have on things I don’t need. I just need to get better disciplined at it and living in OC, California its hard when all the other kids always are doing fun things and my kids aren’t. I know its just an excuse. Ugh! I need help and direction!

  31. Jeri Brasty says:

    I’m riddled with large student loan debt (somewhere near $150,000). I’m saving 20% of my income but somehow it doesn’t seem like enough, especially when I have to dip into my savings to pay off my debt. I don’t need to be a millionaire, I just want to find a way to be debt free. Any suggestions?

  32. Sean says:

    What books do you recommend to start out on? I am 24 and about to start a career in physical therapy, hoping to one day run a business.

  33. Vera says:

    I enjoy discussions and interactions like this. I’m a young lady trying to find her path in the journey of life. Yes i’ve passed 30 but I dont project being the way I am now by 35. I want to take full control of my life, my finance, my destiny. I need help in order to scale through. I want to associate with people who’ve got clear vision of where they are going.

  34. Crystal says:

    Hey Dale, my name is Crystal. I am 26 and, funny, I’m feeling like time has already slipped from me. I still don’t know what I want to be when I grow up. Should I go back to school to be inspired, read a bazillion books, act on my inspired whimsies? Is there one thing that was pivotal in your quest for entrepreneurship? Or maybe I have your quest all wrong?
    Thank you for your time

  35. Morgan says:

    Hi Dale,

    I am 23 and work in local government. I am student loan debt and I really am trying to retire by 35 and live comfortbaly. I am starting to save 20% of my income but I literally just started doing that. I have no savings and I would like to purchase stocks. Any advice on how to achieve my goal? I am determined and dedicated now.

  36. Ali says:

    Hey Dale!

    Thanks for the inspiring article. I’m 28. I’ve never had enough to do things that I love in life so far. letting alone acting as someone who can be the superman for others!
    I’ve switched jobs you can’t even imagine. Losing my Dad at the age of 5 rushed me a little more than the normal pace in the process of growing up. Thank God I’m still here and hanging in. But when all your needs and problems transforms into frustration you would finally see what you lack. the only most important thing in life that works as the oil for this big machine we all call “the world” and that would be “Money”. Anyway I need some help here.In the article above you said: ”
    all of this can be learned. A few books, classes, and a dedication to
    healthy financial management will put you far ahead of the crowd ”
    What do you mean by Classes and books? Are you referring to any particular field of study?
    I don’t know maybe like MBA or something like that.
    I’d be grateful for any kind of guidance from you buddy!
    many thanks in advance for your time and patience.

  37. Diana Libreros says:

    Great post! This is perfect for those of us determined to become millionaires and retire at a young age to live a a happy life; but lack a bit of direction. I’m definitely using this as a guideline. Thanks for sharing!

    • Earnestepps says:

      Think and Grow Rich by Napoleon Hill, The Magic of Thinking Big by David Swartz, and Who moved my cheese by Jack Spencer

  38. Hernan Vazquez says:

    Super cool Dale!

    I’m close to 1M in net worth now and I’m 28. My advice for anyone wanting to create wealth is this:

    – Invest in yourself and your education
    – Start your own business and grind until it’s profitable.
    – Make sure your business can deliver huge amount of value and transform people’s live for the better.
    – Reinvest 90% of everything you make back into your business until it can sustain itself
    – Move into a new venture and keep investing 90% and living with 10% of your income.

  39. iqra says:

    i am nearly 18 and your clear cut steps are really inspiring and made my vision real clear to achieve

  40. Anna Prokofieva says:

    Amazing article. I agree with every word, especially about dedication. Yes, you are missing on some things while you are focused on achieving your goals in twenties, but what are those things? Alcohol, headache in the morning,random people that don’t bring anything into your life, weird experiences that in few years you would prefer not to remember in few years? Not much of a loss for the amazing life ahead of you!

  41. Ankit Agarwal says:

    Amazing article Dale. I am myself sliding towards 31 and a millionaire by your calculations. I agree and disagree with the statement that it is much easier to become a millionaire now then it was 10,20 or 30 years ago. Technology as a necessary evil has created as much opportunity for a 20 something as much the distractions. In the end it is the determination of the individual to cross that mark and will remain so for all the time to come.

  42. Annick says:

    Great article! I’m 23 and realized many important things only recently. I don’t want the life my parents have, I don’t want to settle or do someone’s chores. I want to design my life and I’m willing to work my ass off for it! Thanks a lot for this article.

  43. Chris says:

    ” Luckily, all of this can be learned. A few books, classes . . . ” Which books and which classes? A list would be helpful. Thanks.

  44. Happy says:

    Awesome article. I really appreciate how you put the emphasis on goals and not denying yourself happiness. I’ve got a few articles on you might enjoy

  45. Shed HQ says:

    Even though people have said. It’s not something that we don’t already know.

    I wish I had seen this when I was 18 rather than 35!

    I have experiences rather than the money. Don’t know what is better?

    Thanks for posting.

Comments are closed.